PROBATE / ESTATE INVESTIGATIONS
The Koenig Investigative Agency can assist in probate matters:
-Locating Heirs
-Background Investigations
-Asset Searches
-Fraud Issues
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Tips for finding a lost life insurance policy
When a loved one passes away, locating a life insurance policy can be a challenging but necessary task. There are some steps you can take to get the information you need. Here are a few tips to guide your search.
- Search through paper and digital files, bank safe deposit boxes, and other storage spaces for insurance-related documents.
- Check bank statements for checks or automatic drafts to life insurance companies.
- Check the deceased’s mail and email for premium or dividend notices. If policy payments are up-to-date, there will be no notice of premium payments due; however, the company may still send an annual notice regarding the status of the policy or statement of a dividend.
- Review the deceased’s tax returns for the past two years for a record of interest income or expenses paid to life insurance companies. Life insurance companies pay interest on accumulations on permanent policies and chart interest on policy loans.
- Check the application for each life insurance policy you find. This document, typically attached to the policy, will have a list of any other life insurance policies owned at the time of the application.
- Talk to the deceased’s banker, financial adviser, and attorney.
https://www.iii.org/article/how-can-i-locate-lost-life-insurance-policy
Koenig Investigative Agency, LLC 