Probate/Estate Investigations

PROBATE / ESTATE INVESTIGATIONS

The Koenig Investigative Agency can assist in probate matters:

-Locating Heirs

-Background Investigations

-Asset Searches

-Fraud Issues

Image: https://publicdomainvectors.org/en/free-clipart/Human-confusion/47334.html

Tips for finding a lost life insurance policy

When a loved one passes away, locating a life insurance policy can be a challenging but necessary task. There are some steps you can take to get the information you need.  Here are a few tips to guide your search.

  • Search through paper and digital files, bank safe deposit boxes, and other storage spaces for insurance-related documents.
  • Check bank statements for checks or automatic drafts to life insurance companies.
  • Check the deceased’s mail and email for premium or dividend notices. If policy payments are up-to-date, there will be no notice of premium payments due; however, the company may still send an annual notice regarding the status of the policy or statement of a dividend.
  • Review the deceased’s tax returns for the past two years for a record of interest income or expenses paid to life insurance companies. Life insurance companies pay interest on accumulations on permanent policies and chart interest on policy loans.
  • Check the application for each life insurance policy you find. This document, typically attached to the policy, will have a list of any other life insurance policies owned at the time of the application.
  • Talk to the deceased’s banker, financial adviser, and attorney.

https://www.iii.org/article/how-can-i-locate-lost-life-insurance-policy

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